Personal Loan
A personal loan is an unsecured loan designed to meet immediate financial needs, whether for a medical emergency, wedding, travel, home renovation, debt consolidation, or any other personal expense. We help you compare personal loan offers, interest rates and repayment options from leading banks and NBFCs.
Features & Benefits
• Loan Amount: Depends on your eligibility and the lender’s policy.
• Unsecured: Personal loans are usually unsecured, so you may not need to pledge assets. This depends on the lender.
• Guided Processing: We help with your application. Approval and disbursal timelines are decided by the lender.
• Flexible Tenure: Repayment options from 12 to 84 months.
• Compare Interest Rates: Rates and EMIs vary by lender and your profile.
• Multi-Purpose Use: For weddings, medical emergencies, education, travel, home renovation, debt consolidation, and more.
Why Do You Need a Personal Loan?
• Medical Emergencies: A personal loan can help cover urgent medical expenses, subject to lender approval.
• Wedding Expenses: Finance your wedding without financial stress.
• Debt Consolidation: Pay off multiple loans with a single personal loan.
• Home Renovation: Upgrade your home without dipping into savings.
• Education & Travel: Fund higher education or a planned trip.
• Business Needs: Extra cash flow for small business owners.
Eligibility Criteria
• Age: 21 to 60 years.
• Employment Type: Salaried or self-employed individuals.
• CIBIL Score: 700+ preferred for better loan terms.
• Minimum Monthly Income: ₹15,000 (varies by lender).
• Work Experience: Minimum 1 year for salaried applicants, 2 years for self-employed.
Documents Required
• KYC Documents: Aadhaar Card, PAN Card.
• Income Proof: Salary slips, Form 16, ITR for self-employed.
• Bank Statements: Last 6 months’ statements.
• Employment Proof: Offer letter, business proof (for self-employed).
Why Choose Us?
• Multiple Lender Options – Compare offers from leading banks and NBFCs.
• Compare Interest Rates – Rates are set by the lender based on your profile.
• Guided Processing – We help with your application. Documents and timelines depend on the lender.
• Flexible Repayment – EMI options suited to your financial situation.
• Transparent Process – We explain the lender’s fees and charges before you apply.
Rovian is a facilitator and does not lend money. Loan approval, interest rate, fees and timelines are decided only by the lender, after its own credit assessment. This is not an offer of credit. Please read the lender’s terms before you apply.
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