Health Insurance
Health insurance is essential to protect yourself and your family from unexpected medical expenses. A good health insurance plan ensures quality medical treatment without financial stress. We help you compare health plans from different insurers, covering hospitalisation, critical illness, day-care procedures and more. Cover and premiums vary by insurer and plan.
Features & Benefits of Health Insurance
• Comprehensive Coverage: Covers hospitalisation, surgery, day-care procedures, and pre/post-hospitalisation expenses.
• Cashless Treatment: Available at the insurer’s network hospitals, subject to policy terms and pre-authorisation.
• Tax Benefits: Premiums may qualify for a deduction under Section 80D, subject to limits and the old tax regime.
• Pre-Existing Disease Cover: Coverage available after a waiting period.
• Family Floater Plans: Cover your entire family under a single policy.
• Critical Illness Cover: Get financial protection against serious illnesses.
• No Claim Bonus (NCB): A discount on premiums for claim-free years.
Why Do You Need Health Insurance?
• Financial Protection: Avoid high medical costs in an emergency.
• Rising Medical Costs: Covers hospitalisation, doctor fees, and medicines.
• Pre & Post-Hospitalisation Cover: Expenses before and after hospital admission.
• Cashless Treatment: Available at network hospitals, subject to the insurer’s terms.
• Secure Your Family’s Health: Get coverage for your spouse, children, and parents.
Types of Health Insurance Plans We Offer
• Individual Health Insurance – Coverage for a single person.
• Family Floater Plan – A single policy covering all family members.
• Senior Citizen Health Insurance – Special coverage for individuals above 60 years.
• Critical Illness Insurance – Covers major illnesses like cancer and heart disease.
• Maternity Insurance – Covers pregnancy, delivery, and newborn expenses.
• Corporate/Group Health Insurance – For employees of businesses and organisations.
Eligibility Criteria
• Age: 18 to 65 years (children can be covered from 90 days).
• Pre-Medical Checkup: May be required for individuals above 45 years.
• Pre-Existing Diseases: Covered after a waiting period (varies by insurer).
Documents Required
• KYC Documents: Aadhaar Card, PAN Card.
• Medical History: Health reports, if required.
• Proposal Form: A duly filled application for insurance coverage.
Why Choose Us?
• Compare & Choose from Top Insurers – Compare plans from several insurers.
• Expert Guidance – Our advisors help you understand policy terms clearly.
• Quick Policy Issuance – Help with the proposal and paperless documentation.
• Claim Assistance – Support in filing and settling insurance claims.
• Options for Different Budgets – Plans across a range of budgets.
Insurance is the subject matter of solicitation. Rovian helps you compare and apply for insurance products offered by insurers. Benefits, premiums, exclusions and claim settlement are as per the insurer’s policy document. Please read the policy wording carefully before buying. Tax benefits are subject to current law and may change.
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