Business Loan (Secured & Unsecured)
A business loan helps entrepreneurs and enterprises meet working capital needs, fund expansion, and finance equipment purchases. We offer both secured and unsecured business loans with repayment options and interest rates that vary by lender.
Eligibility Criteria
• Age: 21 to 60 years.
• Business Vintage: Minimum 1 year in operation (for unsecured loans).
• Annual Turnover: As per bank/NBFC requirements.
• CIBIL Score: Minimum 650+ preferred (for unsecured loans).
• Collateral Requirement: Required for secured loans only.
Why Do You Need a Business Loan?
• Business Expansion: Open new branches, upgrade infrastructure, or expand services.
• Working Capital: Manage day-to-day operations without financial strain.
• Equipment & Machinery Purchase: Finance new or upgraded machinery, tools, and technology.
• Inventory Management: Stock up on materials, goods, and products.
• Debt Consolidation: Combine multiple high-interest debts into a single manageable loan.
Documents Required
• KYC Documents: Aadhaar Card, PAN Card.
• Business Proof: GST Certificate, Udyam Registration, Business License.
• Financial Statements: Last 6 months’ bank statements, ITR returns.
• Collateral Documents (if applicable): Property papers, FD receipts, etc.
Why Choose Us?
• Expert Loan Assistance – Guidance through the application. Approval is decided by the lender.
• Guided Processing – We help with your application. Approval and timelines are decided by the lender.
• Compare Interest Rates – Compare offers from banks and NBFCs. Rates are set by the lender.
• Loan Amounts – Limits depend on your business profile and the lender’s policy.
• Customized Loan Solutions – Tailored financing options for startups and enterprises.
Rovian is a facilitator and does not lend money. Loan approval, interest rate, fees and timelines are decided only by the lender, after its own credit assessment. This is not an offer of credit. Please read the lender’s terms before you apply.
Types of Business Loans We Offer
Secured Business Loan
A secured loan requires collateral such as property, machinery, inventory, or fixed deposits.
• Lower interest rates due to collateral security.
• Higher loan amounts based on asset valuation.
• Longer repayment tenure for easier repayment.
• Available for startups, MSMEs, and large businesses.
Unsecured Business Loan
An unsecured loan does not require collateral and is granted based on business turnover, creditworthiness, and financial history.
• Collateral – usually not required for unsecured loans, depending on the lender.
• Approval and disbursal timelines depend on the lender.
• Flexible repayment options to suit cash flow cycles.
• Customized loan solutions for different business sectors.
Looking for trusted business solutions? Whether it’s consultancy, taxation, loans, insurance, or investments, our experts are here to guide you every step of the way.
✅ Customized Financial Solutions
✅ Seamless Business Compliance & Transparent Process
✅ Trusted by Businesses and Individuals Alike