Home Loan
Owning a home is a significant milestone, and a home loan can help make it a reality. We assist in securing affordable home loans with a choice of interest rates and EMI options from different lenders. Whether you are buying a new home, constructing a house, or refinancing an existing loan, we help you compare offers from leading banks and financial institutions.
Why Choose a Home Loan?
• Affordable Ownership: Buy your dream home with minimal upfront payment.
• Tax Benefits: Deductions on interest and principal may be available under the Income Tax Act, subject to conditions and the tax regime chosen.
• Flexible Repayment: Choose a repayment tenure that suits your convenience.
• Asset Appreciation: Invest in real estate for long-term financial security.
Eligibility Criteria
• Age: 21 to 60 years.
• Income Proof: Salaried or self-employed with stable earnings.
• CIBIL Score: 650+ preferred for better interest rates.
• Property Location: Must meet the lender’s approval criteria.
• Repayment Capacity: Evaluated based on income, assets, and liabilities.
Documents Required
• KYC Documents: Aadhaar Card, PAN Card.
• Income Proof: Salary slips, ITR, Form 16 (for salaried), business financials (for self-employed).
• Property Documents: Sale agreement, title deed, property approval documents.
• Bank Statements: Last 6 months’ bank statements.
Why Choose Us?
• End-to-End Assistance – From application to loan disbursal.
• Compare Interest Rates – We help you compare rates across lenders. Rates are set by the lender.
• Guided Processing – We help with your application. Approval and timelines are decided by the lender.
• Flexible EMI Plans – Repayment options tailored to your income.
• Transparent Process – We explain the lender’s fees and charges before you apply.
Rovian is a facilitator and does not lend money. Loan approval, interest rate, fees and timelines are decided only by the lender, after its own credit assessment. This is not an offer of credit. Please read the lender’s terms before you apply.
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